Borrow it back

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This refers to products which allow you to access and release the equity in your home to spend as you wish. You must be aged over 55 and obviously own your own home.

Depending on your age and health you can borrow up to 60% of the value of your home with interest rates typically fixed for the rest of your life. You have the right to remain in your home for life or until you move into long term care.

All of our products have a “no negative equity guarantee” which means that even, if after the property is sold, there isn’t enough to repay the outstanding amount your estate will not have to find the difference.

There are lots of extra details which we would love to discuss with you via one of our qualified Equity Release specialists at your convenience.